Calculators

Farm numbers, worked out on the spot.

Eight calculators every farmer, banker, investor, buyer and transporter works with, live in your browser with nothing to download. All 103 are in the free Toolkit workbook.

Use a calculator Download all 103 (.xlsx)Learn the method

Eight live calculators

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Pick a calculator, type over the example figures and read the answer as you type. Nothing you enter leaves this device.

Break-even

How much must I sell before I make money?

Learn it in C4 Getting to the Buyer · Dictionary: Break-even volume · Full version: T-C-06 in the Toolkit

Loan repayment

What does this loan cost each month, and in total?

Learn it in C2 Money for the Farm · Full version: T-C-03 in the Toolkit

Cash flow

In which month does the cash run lowest?

Learn it in C2 Money for the Farm · Dictionary: Working capital · Full version: T-C-04 in the Toolkit

Gross margin

Does the enterprise make money above its variable costs?

Learn it in C3 Productivity Economics · Dictionary: Gross margin

Payback period

How long until the money invested comes back?

Learn it in C8 Value-Add and Processing · Dictionary: Payback period

Start-up capital

What does it cost to get going, and how much must I raise?

Learn it in C2 Money for the Farm · Full version: T-C-02 in the Toolkit

Enterprise budget

The whole crop enterprise on one page, with break-even yield and price

Learn it in M1 Maize · Dictionary: Enterprise budget · Full version: T-M1-01 in the Toolkit

Delivered cost and farm-gate price

What does it cost to get produce to the buyer, and what does the farm keep?

Learn it in C5 Logistics and Cold Chain · Dictionary: Farm-gate price · Full version: T-C-05 in the Toolkit

All 103 calculators

Download the Toolkit (.xlsx)

Every calculator in the school, by code, in one Excel workbook that opens in Excel, Google Sheets or LibreOffice. Set your country and hectares once and every sheet reads them.

Module 1: The Farm as an Asset1

Code	Calculator	Lesson	Sheet
T-C-01	Land Use Planner How to split my hectares between enterprises	C1 The Farm as an Asset	sheet 'T-C-01 Land Use'

Module 2: Money for the Farm3

Code	Calculator	Lesson	Sheet
T-C-02	Start-Up Capital Calculator What it costs to get going	C2 Money for the Farm	sheet 'T-C-02 Start-Up Capital'
T-C-03	Loan Repayment Calculator What a loan really costs each month	C2 Money for the Farm	sheet 'T-C-03 Loan'
T-C-04	Twelve-Month Cash Flow When money goes out and comes back in	C2 Money for the Farm	sheet 'T-C-04 Cash Flow'

Module 4: Getting to the Buyer1

Code	Calculator	Lesson	Sheet
T-C-06	Break-Even Calculator How much I must sell before I make money	C4 Getting to the Buyer	sheet 'T-C-06 Break-Even'

Module 5: Logistics and Cold Chain1

Code	Calculator	Lesson	Sheet
T-C-05	Delivered Cost Calculator What it costs to get produce to the buyer	C5 Logistics and Cold Chain	sheet 'T-C-05 Delivered Cost'

Module 9: Climate, Water and Resource Risk1

Code	Calculator	Lesson	Sheet
T-C-07	Risk Register What could go wrong and what it would cost	C9 Climate, Water and Resource Risk	sheet 'T-C-07 Risk Register'

Module 11: People, Community and Labour1

Code	Calculator	Lesson	Sheet
T-C-08	People and Labour Cost What my team costs, how many local jobs I create and what reaches the community	C11 People, Community and Labour	sheet 'T-C-08 People and Labour'

M1 Maize5

Code	Calculator	Lesson	Sheet
T-M1-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M1 Maize	sheet 'Enterprise Budget'
T-M1-02	Input Plan per Hectare Commodity-specific tool for Maize	M1 Maize	sheet 'Input Plan'
T-M1-03	Yield-to-Income Calculator Commodity-specific tool for Maize	M1 Maize	sheet 'Yield-to-Income'
T-M1-04	Storage versus Sell-at-Harvest Commodity-specific tool for Maize	M1 Maize	sheet 'Storage vs Sell'
T-M1-05	Market Price Comparator The student's price against the benchmark and the four markets	M1 Maize	sheet 'Market Price Comparator'

M2 Small Grains and Sorghum5

Code	Calculator	Lesson	Sheet
T-M2-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M2 Small Grains and Sorghum	sheet 'Enterprise Budget'
T-M2-02	Input Plan per Hectare Commodity-specific tool for Small Grains and Sorghum	M2 Small Grains and Sorghum	sheet 'Input Plan'
T-M2-03	Yield-to-Income Calculator Commodity-specific tool for Small Grains and Sorghum	M2 Small Grains and Sorghum	sheet 'Yield-to-Income'
T-M2-04	Storage versus Sell-at-Harvest Commodity-specific tool for Small Grains and Sorghum	M2 Small Grains and Sorghum	sheet 'Storage vs Sell'
T-M2-05	Market Price Comparator The student's price against the benchmark and the four markets	M2 Small Grains and Sorghum	sheet 'Market Price Comparator'

M3 Oilseeds5

Code	Calculator	Lesson	Sheet
T-M3-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M3 Oilseeds	sheet 'Enterprise Budget'
T-M3-02	Input Plan per Hectare Commodity-specific tool for Oilseeds	M3 Oilseeds	sheet 'Input Plan'
T-M3-03	Yield-to-Income Calculator Commodity-specific tool for Oilseeds	M3 Oilseeds	sheet 'Yield-to-Income'
T-M3-04	Storage versus Sell-at-Harvest Commodity-specific tool for Oilseeds	M3 Oilseeds	sheet 'Storage vs Sell'
T-M3-05	Market Price Comparator The student's price against the benchmark and the four markets	M3 Oilseeds	sheet 'Market Price Comparator'

M4 Citrus5

Code	Calculator	Lesson	Sheet
T-M4-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M4 Citrus	sheet 'Enterprise Budget'
T-M4-02	Orchard Establishment Cost Commodity-specific tool for Citrus	M4 Citrus	sheet 'Establishment Cost'
T-M4-03	Years-to-First-Income Commodity-specific tool for Citrus	M4 Citrus	sheet 'Years-to-First-Income'
T-M4-04	Export versus Local Sale Commodity-specific tool for Citrus	M4 Citrus	sheet 'Export vs Local'
T-M4-05	Market Price Comparator The student's price against the benchmark and the four markets	M4 Citrus	sheet 'Market Price Comparator'

M5 Deciduous Fruit and Table Grapes5

Code	Calculator	Lesson	Sheet
T-M5-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M5 Deciduous Fruit and Table Grapes	sheet 'Enterprise Budget'
T-M5-02	Orchard Establishment Cost Commodity-specific tool for Deciduous Fruit and Table Grapes	M5 Deciduous Fruit and Table Grapes	sheet 'Establishment Cost'
T-M5-03	Years-to-First-Income Commodity-specific tool for Deciduous Fruit and Table Grapes	M5 Deciduous Fruit and Table Grapes	sheet 'Years-to-First-Income'
T-M5-04	Export versus Local Sale Commodity-specific tool for Deciduous Fruit and Table Grapes	M5 Deciduous Fruit and Table Grapes	sheet 'Export vs Local'
T-M5-05	Market Price Comparator The student's price against the benchmark and the four markets	M5 Deciduous Fruit and Table Grapes	sheet 'Market Price Comparator'

M6 Subtropical Fruit and Nuts5

Code	Calculator	Lesson	Sheet
T-M6-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M6 Subtropical Fruit and Nuts	sheet 'Enterprise Budget'
T-M6-02	Orchard Establishment Cost Commodity-specific tool for Subtropical Fruit and Nuts	M6 Subtropical Fruit and Nuts	sheet 'Establishment Cost'
T-M6-03	Years-to-First-Income Commodity-specific tool for Subtropical Fruit and Nuts	M6 Subtropical Fruit and Nuts	sheet 'Years-to-First-Income'
T-M6-04	Export versus Local Sale Commodity-specific tool for Subtropical Fruit and Nuts	M6 Subtropical Fruit and Nuts	sheet 'Export vs Local'
T-M6-05	Market Price Comparator The student's price against the benchmark and the four markets	M6 Subtropical Fruit and Nuts	sheet 'Market Price Comparator'

M7 Potato5

Code	Calculator	Lesson	Sheet
T-M7-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M7 Potato	sheet 'Enterprise Budget'
T-M7-02	Planting Schedule Commodity-specific tool for Potato	M7 Potato	sheet 'Planting Schedule'
T-M7-03	Seed and Input Plan Commodity-specific tool for Potato	M7 Potato	sheet 'Seed and Input Plan'
T-M7-04	Fresh Market versus Processor Commodity-specific tool for Potato	M7 Potato	sheet 'Fresh vs Processor'
T-M7-05	Market Price Comparator The student's price against the benchmark and the four markets	M7 Potato	sheet 'Market Price Comparator'

M8 Fresh Vegetables5

Code	Calculator	Lesson	Sheet
T-M8-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M8 Fresh Vegetables	sheet 'Enterprise Budget'
T-M8-02	Planting Schedule Commodity-specific tool for Fresh Vegetables	M8 Fresh Vegetables	sheet 'Planting Schedule'
T-M8-03	Seed and Input Plan Commodity-specific tool for Fresh Vegetables	M8 Fresh Vegetables	sheet 'Seed and Input Plan'
T-M8-04	Fresh Market versus Processor Commodity-specific tool for Fresh Vegetables	M8 Fresh Vegetables	sheet 'Fresh vs Processor'
T-M8-05	Market Price Comparator The student's price against the benchmark and the four markets	M8 Fresh Vegetables	sheet 'Market Price Comparator'

M9 Beef5

Code	Calculator	Lesson	Sheet
T-M9-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M9 Beef	sheet 'Enterprise Budget'
T-M9-02	Stocking Rate Commodity-specific tool for Beef	M9 Beef	sheet 'Stocking Rate'
T-M9-03	Herd Growth Projection Commodity-specific tool for Beef	M9 Beef	sheet 'Herd Growth'
T-M9-04	Feedlot versus Veld Commodity-specific tool for Beef	M9 Beef	sheet 'Feedlot vs Veld'
T-M9-05	Market Price Comparator The student's price against the benchmark and the four markets	M9 Beef	sheet 'Market Price Comparator'

M10 Sheep and Goats5

Code	Calculator	Lesson	Sheet
T-M10-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M10 Sheep and Goats	sheet 'Enterprise Budget'
T-M10-02	Stocking Rate Commodity-specific tool for Sheep and Goats	M10 Sheep and Goats	sheet 'Stocking Rate'
T-M10-03	Herd Growth Projection Commodity-specific tool for Sheep and Goats	M10 Sheep and Goats	sheet 'Herd Growth'
T-M10-04	Feedlot versus Veld Commodity-specific tool for Sheep and Goats	M10 Sheep and Goats	sheet 'Feedlot vs Veld'
T-M10-05	Market Price Comparator The student's price against the benchmark and the four markets	M10 Sheep and Goats	sheet 'Market Price Comparator'

M11 Pork5

Code	Calculator	Lesson	Sheet
T-M11-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M11 Pork	sheet 'Enterprise Budget'
T-M11-02	Sow Productivity Commodity-specific tool for Pork	M11 Pork	sheet 'Sow Productivity'
T-M11-03	Feed Budget Commodity-specific tool for Pork	M11 Pork	sheet 'Feed Budget'
T-M11-04	Batch Margin Commodity-specific tool for Pork	M11 Pork	sheet 'Batch Margin'
T-M11-05	Market Price Comparator The student's price against the benchmark and the four markets	M11 Pork	sheet 'Market Price Comparator'

M12 Poultry and Ostrich5

Code	Calculator	Lesson	Sheet
T-M12-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M12 Poultry and Ostrich	sheet 'Enterprise Budget'
T-M12-02	Broiler Batch Calculator Commodity-specific tool for Poultry and Ostrich	M12 Poultry and Ostrich	sheet 'Broiler Batch'
T-M12-03	Layer Flock Calculator Commodity-specific tool for Poultry and Ostrich	M12 Poultry and Ostrich	sheet 'Layer Flock'
T-M12-04	Feed Conversion Calculator Commodity-specific tool for Poultry and Ostrich	M12 Poultry and Ostrich	sheet 'Feed Conversion'
T-M12-05	Market Price Comparator The student's price against the benchmark and the four markets	M12 Poultry and Ostrich	sheet 'Market Price Comparator'

M13 Aquaculture4

Code	Calculator	Lesson	Sheet
T-M13-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M13 Aquaculture	sheet 'Enterprise Budget'
T-M13-02	Pond Stocking and Harvest Commodity-specific tool for Aquaculture	M13 Aquaculture	sheet 'Pond Stocking'
T-M13-03	Feed Budget Commodity-specific tool for Aquaculture	M13 Aquaculture	sheet 'Feed Budget'
T-M13-04	Market Price Comparator The student's price against the benchmark and the four markets	M13 Aquaculture	sheet 'Market Price Comparator'

M14 Wool and Mohair4

Code	Calculator	Lesson	Sheet
T-M14-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M14 Wool and Mohair	sheet 'Enterprise Budget'
T-M14-02	Clip and Fleece Income Commodity-specific tool for Wool and Mohair	M14 Wool and Mohair	sheet 'Clip and Fleece'
T-M14-03	Processing Margin Commodity-specific tool for Wool and Mohair	M14 Wool and Mohair	sheet 'Processing Margin'
T-M14-04	Market Price Comparator The student's price against the benchmark and the four markets	M14 Wool and Mohair	sheet 'Market Price Comparator'

M15 Cotton and Hemp3

Code	Calculator	Lesson	Sheet
T-M15-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M15 Cotton and Hemp	sheet 'Enterprise Budget'
T-M15-02	Processing Margin Commodity-specific tool for Cotton and Hemp	M15 Cotton and Hemp	sheet 'Processing Margin'
T-M15-03	Market Price Comparator The student's price against the benchmark and the four markets	M15 Cotton and Hemp	sheet 'Market Price Comparator'

M16 Hides, Skins and Leather3

Code	Calculator	Lesson	Sheet
T-M16-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M16 Hides, Skins and Leather	sheet 'Enterprise Budget'
T-M16-02	Processing Margin Commodity-specific tool for Hides, Skins and Leather	M16 Hides, Skins and Leather	sheet 'Processing Margin'
T-M16-03	Market Price Comparator The student's price against the benchmark and the four markets	M16 Hides, Skins and Leather	sheet 'Market Price Comparator'

M17 Sugar5

Code	Calculator	Lesson	Sheet
T-M17-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M17 Sugar	sheet 'Enterprise Budget'
T-M17-02	Establishment Cost Commodity-specific tool for Sugar	M17 Sugar	sheet 'Establishment Cost'
T-M17-03	Contract Grower Income Commodity-specific tool for Sugar	M17 Sugar	sheet 'Contract Grower'
T-M17-04	Processing Margin Commodity-specific tool for Sugar	M17 Sugar	sheet 'Processing Margin'
T-M17-05	Market Price Comparator The student's price against the benchmark and the four markets	M17 Sugar	sheet 'Market Price Comparator'

M18 Tea and Coffee5

Code	Calculator	Lesson	Sheet
T-M18-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M18 Tea and Coffee	sheet 'Enterprise Budget'
T-M18-02	Establishment Cost Commodity-specific tool for Tea and Coffee	M18 Tea and Coffee	sheet 'Establishment Cost'
T-M18-03	Contract Grower Income Commodity-specific tool for Tea and Coffee	M18 Tea and Coffee	sheet 'Contract Grower'
T-M18-04	Processing Margin Commodity-specific tool for Tea and Coffee	M18 Tea and Coffee	sheet 'Processing Margin'
T-M18-05	Market Price Comparator The student's price against the benchmark and the four markets	M18 Tea and Coffee	sheet 'Market Price Comparator'

M19 Tobacco5

Code	Calculator	Lesson	Sheet
T-M19-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M19 Tobacco	sheet 'Enterprise Budget'
T-M19-02	Establishment Cost Commodity-specific tool for Tobacco	M19 Tobacco	sheet 'Establishment Cost'
T-M19-03	Contract Grower Income Commodity-specific tool for Tobacco	M19 Tobacco	sheet 'Contract Grower'
T-M19-04	Processing Margin Commodity-specific tool for Tobacco	M19 Tobacco	sheet 'Processing Margin'
T-M19-05	Market Price Comparator The student's price against the benchmark and the four markets	M19 Tobacco	sheet 'Market Price Comparator'

M20 Wine5

Code	Calculator	Lesson	Sheet
T-M20-01	Enterprise Budget Income, variable costs and gross margin per hectare or per unit	M20 Wine	sheet 'Enterprise Budget'
T-M20-02	Establishment Cost Commodity-specific tool for Wine	M20 Wine	sheet 'Establishment Cost'
T-M20-03	Contract Grower Income Commodity-specific tool for Wine	M20 Wine	sheet 'Contract Grower'
T-M20-04	Processing Margin Commodity-specific tool for Wine	M20 Wine	sheet 'Processing Margin'
T-M20-05	Market Price Comparator The student's price against the benchmark and the four markets	M20 Wine	sheet 'Market Price Comparator'

Module 12: Capstone1

Code	Calculator	Lesson	Sheet
T-CAP-01	Venture Plan Builder Pulls Core and Major calculator outputs into one bankable plan for certification	The Capstone	sheet 'T-CAP-01 Venture Plan'

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